Energocredit

Products and loans for the SME sector

In this section you will find information about a range of equipment and measures commonly used in SMEs, including performance criteria you should aim for to achieve energy savings, and where you can get these in Georgia.  If you do not find what you are looking for in this section you might want to check out the technologies section where more information is available about technologies used in industry.

We also introduce Energocredit's new range of loan products, which will be available soon to help SMEs buy equipment that will cut their energy costs.  

1. SME Loans (available now from all Participating Banks)

These loans are similar to our corporate loans, but have now been extended to SMEs too.  The loans can be used to buy equipment from 50,000 USD and up to a limit set by the bank.  Procedures are the same as for Corporate Loans.  You can also have an energy audit to help you choose the best combination of equipment. 

2.  Fast Track SME Equipment Loans up to 200,000 USD (coming soon)

This bank product is designed to help SMEs choose energy efficient equipment and get finance for it quickly.  If you want to purchase an item equipment we have already approved, the loan can be approved faster.
 
Why not check if an item of equipment you want is on our list of technologies.  As long as you buy a model that meets the efficiency standards we require fasttrack loans are available under the Energocredit facility.  You also benefit from knowing that the model you are buying will reduce your energy bills too.  

Please check out the equipment section to see what can be financed through an Energocredit loan.

We suggest packages of measures and equipment that are make sense for a range of business sectors in Georgia

To really improve your efficiency, our engineers have identified a list of measures and equipment that typically make a a real difference to the energy costs of companies in a range of business sectors.  Currently these include  small hotels, restaurants, supermarkets, offices and buildings in general.   If you are in any of these sectors and are planning a major rehabilitation, we recommend that you get the whole package of solutions to ensure optimum efficiency.  
 
Equipment on the list should be financed by Participating Banks and is available to anyone who meets the banks’ lending criteria. Because the equipment is new, modern and energy efficient, it costs less to operate. In this way your business will become more profitable and efficient and help to limit Green House Gas (GHG) emissions and preserve the environment.
 
Banks will be able to offer you finance for this equipment at a lower interest rate, through an Energocredit loan.

3. Leasing (coming soon)

We are also investigating the possibility to provide leasing solutions for some bigger items.
 
Possibilities may be found to finance under leasing terms medical equipment, construction machinery, vehicles (except passenger vehicles) and some production lines through the Energocredit line, provided the equipment is energy efficient.
 
Please contact us if you would like to discuss this.